Pinjaman Multiguna

Jenis Pinjaman Multiguna

Working capital credit :

Commercial credit denominated in rupiah which is intended to support working capital needs or short-term liquidity in order to support the Customer's business activities.
Working Capital Loans are given in the form of Current Account Loans (PRK) or demand loans.

Investment Credit :

Commercial credit loans denominated in rupiah are intended to support investment needs in order to support the Customer's business activities such as purchasing immovable goods, such as place of business, machinery, or business expansion.
Investment Credit in the form of Fixed Installment Loans (PTA).
The repayment of this type of credit is carried out in installments according to the agreed time period.

Consumption Credit:

Kredit Pemilikan Rumah (KPR)

Loans granted to employees, entrepreneurs and professionals who have a steady income for the purpose of owning houses, shop houses (ruko), office houses (rukan) and apartments, which meet the Bank's criteria.
The loan ceiling provided is adjusted to the applicable Bank regulations.

Buka tabungan dapat dilakukan melalui aplikasi super Nobu App atau datang ke kantor cabang Nobu Bank terdekat

Formulir permohonan kredit bisa didapatkan pada petugas Nobu Bank atau datang ke kantor cabang Nobu Bank

Dokumen yang diperlukan pada permohonan aplikasi kredit sebagai berikut

No	Dokumen	Karyawan	Profesional	Wirausaha
1	Kartu Identitas (eKTP)
	Petitioner (suami & istri)	V	V
	Manager & pemilik usaha			V
	Pemilik aset	V	V	V
	Pemberi garansi	V	V	V
2	Akta nikah	V	V
3	Kartu Keluarga	V	V
4	NPWP	V	V	V
5	Akta pendirian perusahaan hingga update terakhir			V
6	NPWP, TDP, SIUP & Surat Domisili			V
7	Surat ijin praktek		V
8	Kartu keanggotaan profesional		V
9	Surat keterangan kerja, slip gaji, SPT PPh 21	V
10	Laporan keuangan 2 tahun atau rekap pendapatan		V	V
11	Copy rekening tabungan individu dan Bisnis untuk pengusaha	V	V	V
13	Dokumen lain jika diperlukan	V	V	V