Multifunction Loan

Multifunction Loan Type

Working capital credit :

Commercial credit denominated in rupiah which is intended to support working capital needs or short-term liquidity in order to support the Customer's business activities.
Working Capital Loans are given in the form of Current Account Loans (PRK) or demand loans.

Investment Credit :

Commercial credit loans denominated in rupiah are intended to support investment needs in order to support the Customer's business activities such as purchasing immovable goods, such as place of business, machinery, or business expansion.
Investment Credit in the form of Fixed Installment Loans (PTA).
The repayment of this type of credit is carried out in installments according to the agreed time period.

Consumption Credit :

Home Ownership Loans/Kredit Pemilikan Rumah (KPR)

Loans granted to employees, entrepreneurs and professionals who have a steady income for the purpose of owning houses, shop houses (ruko), office houses (rukan) and apartments, which meet the Bank's criteria.
The loan ceiling provided is adjusted to the applicable Bank regulations.

Opening savings can be done via the Super App nobuneo or come to the nearest Nobu Bank branch office

The credit application form can be obtained from Nobu Bank officers or come to the Nobu Bank branch office

The documents required for a credit application are as follows

No	Document	Employees	Professionals	Entrepreneur
1	Kartu Identitas (eKTP)
	Identity card (husband & wife)	V	V
	Manager & Business Owner			V
	Asset owner	V	V	V
	Guarantor	V	V	V
2	Marriage Certificate	V	V
3	Family Card	V	V
4	NPWP	V	V	V
5	Deed of company establishment up to the last update			V
6	NPWP, TDP, SIUP & Domicile Letter			V
7	Practice permit letter		V
8	Professional membership card		V
9	Employment certificate, salary slip, SPT PPh 21	V
10	2 year financial report or income recap		V	V
11	Copy of individual and Business savings accounts for entrepreneurs	V	V	V
13	Copy of individual and Business savings accounts for entrepreneurs	V	V	V