Nobu Savings & Investment Plan (NSIP)
Pengeloaan tabungan dan investasi untuk perencanaan & pengembangan dana di masa yang akan datang
Nobu Savings & Investment Plan (NSIP)
It is a combination of Term Savings Products and Mutual Fund investment products. Customers can save periodically with a fixed nominal amount according to their individual needs and risk profile for future fund development.
Benefits & Advantages of Term Savings Products
Interest Rate
Enticing and competitive interest rates.
Deposit
Light initial deposit and regular deposits
Time Period
Choice of investment term
Debit Date
Customers can choose the debit date for regular deposits
Balance Growth
Growth in savings balance is in line with the nominal target
Lembaga Penjamin Simpanan (LPS)
Your funds are included in Lembaga Penjamin Simpanan (LPS) guarantee program.
Gift
Penawaran hadiah langsung pembukaan rekening sesuai program yang berjalan
Offers immediate prizes for opening an account according to the current program
Benefits & Advantages of Mutual Fund Investment Products
Professional Support
Professional Investment Manager Support
Tax
Not a Tax Object
Liquidity
High Liquidity
Capital & Costs
Low Capital and Costs
Risk
Diversification (Sharing) of Risk
Product
Product Variation
Mutual Fund Risk
Before Investors decide to invest in Mutual Funds, take into account the following possibilities: market risk, default risk, reinvestment risk, liquidity risk and loss. However, this risk can be minimized because Mutual Funds will invest investor funds in various forms of securities portfolios such as shares, bonds and/or money markets which can be adjusted to the investor's risk profile.
Investment Manager
Nobu Bank collaborates with professional Investment Managers who have obtained permission from OJK, such as PT Ciptadana Asset Management (CAM). CAM began managing various Mutual Funds since 1991 by investing in equity and fixed income instruments in Indonesia. Investment strategies are designed to suit the financial assets, liabilities and risk profile of each investor. CAM has permission from Bapepam-LK with No. KEP-13/PM/MI/1992 dated 14 April 1992.
Product Variety
Nobu Savings & Investment Plan comes in various combinations of term savings and mutual funds as follows:
- Plan A
Nobu Savings & Investment Plan (Pasar Uang/Cipta Dana Cash) with a composition of 70% Savings funds and 30% Money Market Mutual Funds (Cipta Dana Cash) - Plan B
Nobu Savings & Investment Plan (Pasar Uang/Cipta Dana Cash) with a placement composition of 20% Savings funds and 80% Money Market Mutual Funds (Cipta Dana Cash) - Plan C
Nobu Savings & Investment Plan (Stock/Rencana Cerdas) with a composition of 60% Savings funds and 40% Stock Mutual Funds (Rencana Cerdas)
Prospectus dan Fund Fact Sheet:
Rates & Fees
| Fee Type | Term Savings | RD Money Market | RD Stock |
|---|---|---|---|
| Purchase | 0% | Max 2% | |
| Break < 6 months | Rp100.000,- | 0% | Max 1% |
| Break > 6 months | Rp100.000,- | 0% | 0% |
* Penalty fees may change at any time and will be informed in accordance with applicable regulations
* Term Savings administration fee is IDR 2,500 per month
Terms and Procedures for Purchasing Mutual Funds
- Above 18 years to a maximum of 60 years when the program period ends
- Have a savings/current account at Nobu Bank
- Fill out the "NSIP Application Form" and "Risk Profile Form"
- Have read and understood the prospectus & fund fact sheet
Note:
* Conditions may change at any time according to Bank policy.
Disclaimer
The Bank only acts as a Mutual Fund Securities Selling Agent. Mutual Funds are capital market products and are not Bank products so they are not guaranteed by the Bank and are not included in the scope of deposit guarantee program objects by the Deposit Insurance Corporation. Investments through Mutual Funds contain risks. Prospective Investors must first study and understand the prospectus and product provisions including the fees charged, and ask for opinions from competent parties before deciding to invest through Mutual Funds where past performance does not reflect future performance.
