Nobu Loan
The type of credit we provide for your business development and consumption needs
Working capital credit :
- Commercial credit denominated in rupiah which is intended to support working capital needs or short-term liquidity in order to support the Customer's business activities.
- Working Capital Loans are given in the form of Current Account Loans (PRK) or demand loans.
Investment Credit :
- Commercial credit loans denominated in rupiah are intended to support investment needs in order to support the customer's business activities such as purchasing immovable goods, such as place of business, machinery, or business expansion.
- Investment Credit in the form of Fixed Installment Loans (PTA).
- The repayment of this type of credit is carried out in installments according to the agreed time period.
Requirements
- Open a Current Account or Savings Account
- Fill out the Credit Application Form
- Attach documents and data:
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No
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Document Type (photocopy)
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Employee
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Professional
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Businessman
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1
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Identity Card (KTP)
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● Applicant (husband & wife)
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● Manager & business owner
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● Collateral owner
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● Guarantor (Personal Guarantee)
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2
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Marriage certificate
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3
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Family card
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4
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NPWP (personal or business entity)
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5
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Deed of Establishment & Change
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6
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NPWP, TDP, SIUP, Domicile Information
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7
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Practice Permit or Permit
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operations of the relevant agencies
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8
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Professional Membership Card
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9
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Original Work Certificate, Salary Slip,
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SPT PPh 21
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10
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Financial Statements for the last 2 years
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or income recap for professionals
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11
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Current Account/Personal Savings Account and
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business for entrepreneurs (min 3 months)
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12
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Collateral/Guarantee
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Example: Certificate, IMB, PBB, RAB, etc
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13
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Other data (if any & requested by the Bank)
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