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Bancassurance




Protect you and your family's health with the right protection.

PT Bank Nationalnobu Tbk cooperates with trusted Insurance Partners to offer or refer products that suit your financial protection needs and provide the best solution for comprehensive protection.

Type of Insurance Insurance Name Insurance Company Benefits Document
Basic Insurance – Dual Purpose Combination Hanwha Platinum Life Plan A (HPLP A) Hanwha Life Insurance Indonesia (Hanwha Life)

    1. Death Benefit

    If the Insured dies before the Policy Expiry Date, the following will be paid:
  • 100% of the Sum Insured if the Insured dies before the age of 70, and then the coverage ends
  • 50% of the Sum Insured if the Insured dies after the age of 70 and then the coverage ends

  • 2. Life Benefit

    In the event that the Insured lives up to :
  • Age 65 years, the Insurer returns 100% of the Premium and coverage continues
  • Age 70 years, the Insurer pays 50% of the Sum Insured and coverage continues
  • End Date Policy, the Insurer pays 50% of the Sum Insured and then the coverage ends
  • Product E-Flyer
  • Brochure
  • Basic Individual Critical Illness Insurance Hanwha Smart CI Plus Hanwha Life Insurance Indonesia (Hanwha Life)

      1. Critical and Serious Illness Benefits
    • Critical Illness Benefit
    • If the Insured person is diagnosed by a Specialist for the first time, Insurer will pay 75% (seventy five percent) of Sum Insured minus Serious Illness Benefit and/or Angioplasty Benefit that has been paid (if any).
    • Serious Illness Benefit
    • If the Insured person is diagnosed by a Specialist for the first time suffering Serious Illness, Insurer will pay 25% (twenty five percent) of Sum Insured. Serious Illness Benefit is only valid 1 (one) time during the Insurance Period.
    • Angioplasty Surgery Benefit
    • In case the Insured Person suffers a Critical Condition in the form of Angioplasty, Insurer will pay 20% (twenty percent) of Sum Insured with a maximum amount of IDR 100,000,000 (one hundred million rupiahs).


      2. Death Benefit
      If the Insured Person dies to illness or accident before maturity date and the Policy is still inforce, Insurer will pay the Death Benefit of 100% (one hundred percent) of Sum Insured minus previously paid benefits (if any).


      3. Policy Maturity Benefit
      If the Policy is still inforce until the Maturity Date, Insurer will pay 50% (fifty percent) of Sum Insured.
  • Product Summary
  • Product E-Flyer
  • Brochure
  • Universal Life Insurance Hanwha Universal Life Hanwha Life Insurance Indonesia (Hanwha Life)

      1. Death Benefit

      If the Insured dies due to sickness or accident during insurance period, the Insurer will pay 100% Sum Assured plus Policy Bonus (if any), whichever is higher and then the Policy ends.

      2. Maturity Benefit

      If the Insured is still alive at the Policy Maturity Date, then the Insurer will pay Accumulated Cash Value to the Policyholder and then the Policy ends.

      3. Surrender Benefit

      As long as the Insured is still alive, the Policyholder can surrender their Policy within the Insurance Period to get the Surrender Benefit in the form of Accumulated Cash Value. The policy ends after surrender approval date and the Insurer pays the Accumulated Cash Value.

      4. Policy Bonus

      Policy Bonus is the excess or surplus of Cash Value over the Sum Assured.
  • Product Summary
  • Product E-Flyer
  • Brochure
  • Disclaimer

    Insurance products are not Bank products so they are not guaranteed by the Bank and are not included in the scope of the deposit guarantee program object by the Deposit Insurance Corporation. PT Bank Nationalnobu Tbk is also not responsible for any risks of any insurance policy issued by the Insurance Company in connection with the insurance product.